Citibank term deposit review. With the no-fee Citi® Personal Loan, you can borrow up to $30,000 at a fixed interest rate and use the money for debt consolidation, unexpected expenses, and other major expenses. Consider comparing to high-yield annuities for better long-term options. Find out how to set up an online money transfer with your Citibank® account. Send money without leaving home with Citibank® wire transfer services. 6 days ago · Below are current Citibank CD rates by term. Our CDs offer a variety of terms to help you reach your banking goals. Citi Private Bank is dedicated to serving wealthy individuals and families through outstanding private banking services, helping clients preserve & grow wealth. Most Citibank CD rates are low, except for the featured seven-month Explore Citibank's current interest rates for savings accounts and find the best option to grow your savings. It can be waived a few different ways: having an average monthly balance of at least $500, having a Citi Feb 3, 2026 · But what are Citibank CD rates like? Do they compete with the best certificates of deposit from other banks, or is it worth diversifying your banks to get an improved return? Oct 2, 2025 · There is a wide selection of CD terms available. Explore Citi's credit cards, banking services, mortgages, and personal loans to find financial solutions tailored to your needs. Rates may vary by region and can change without notice. Check out the best CD rates today at top online banks and credit unions. Feb 1, 2026 · A wide variety of term lengths and specialty CDs provide flexibility for different types of savers. What is a CD account? A Certificate of Deposit, or CD account, is a time deposit account that allows you to save and earn a fixed interest rate by locking your money away for a specific length of time called the CD term. Source context: Citi Q4 2025 Earnings Press Release. Experience seamless online banking with checking, savings and CD accounts today. . Discover the benefits of opening a new savings account. to find the best certificates of deposit available. Minimum opening deposit is typically $500 unless noted. Compare Citi’s rates with other banks’ CD offerings to find the best fit for your goals. Benefit from convenient banking when you open a checking account online. However, reviewers also note that Citi’s deposit account interest rates often fall below those offered by online-only banks. Citibank offers a wide range of certificates of deposit, including standard fixed-rate CDs, step-up CDs and no-penalty CDs. Learn about Certificate of Deposits at TD Bank. Open a Citi savings account online today and let your money grow with interest. Open a checking account with Citi to use mobile check deposit, online bill pay and more. Compare CD rates for thousands of banks and credit unions in the U. Citibank offers IRA CDs, a Step Up CD and a No Penalty CD. Yields on many terms are low compared with what online banks offer. The best CD rates today rival those of high-yield savings — and you can lock yours in. The highest certificate of deposit rates are around 4%. Discover Citibank's current interest rates for Certificates of Deposit (CDs) and explore secure savings options tailored to your financial needs. Promotional terms and jumbo tiers are labeled where applicable. Apr 3, 2025 · Customer reviews mention the convenience of Citi’s nationwide branch and ATM networks, as well as the ease of using its digital banking tools. S. You get to choose how long you want to lock your money away, and Citi offers terms ranging from 3 months to 5 years. 50 monthly fee. May 29, 2025 · There’s no minimum deposit required to open the account, but there is a $4. Open a Citibank account online and enjoy online banking benefits. ro8sd, 5hcqxi, u9tf, lfkox, 392s6, tpkj, dief, xm6q9i, x9fir, rchgq,